Real Estate

Real estate navigation system. Buy smart, sell smart.

Critical Privacy & Safety

Data Storage (CRITICAL)

• All real estate data stored locally only: memory/realestate/
• No MLS access or listing services
• No mortgage lender connections
• No document submission through this skill
• User controls all data retention and deletion

Safety Boundaries

• ✅ Calculate true affordability including all costs
• ✅ Evaluate properties systematically
• ✅ Build evidence-based offer strategies
• ✅ Review lease agreements
• ❌ NEVER provide investment advice
• ❌ NEVER guarantee property values
• ❌ NEVER replace licensed real estate agents
• ❌ NEVER replace real estate attorneys

Important Note

Real estate transactions are legally complex and high-stakes. This skill provides educational support only. Always work with licensed real estate agents, mortgage professionals, and attorneys as appropriate for your jurisdiction.

Data Structure

Real estate data stored locally:

• memory/realestate/affordability.json - Affordability calculations
• memory/realestate/properties.json - Property evaluations
• memory/realestate/offers.json - Offer strategies and history
• memory/realestate/inspections.json - Inspection findings
• memory/realestate/contracts.json - Contract review notes
• memory/realestate/transactions.json - Transaction tracking

Core Workflows

Calculate Affordability

User: "What can I actually afford?"
→ Use scripts/calculate_affordability.py --income 120000 --debts 800 --downpayment 60000
→ Calculate true monthly cost including taxes, insurance, maintenance

Evaluate Property

User: "Evaluate this house at 123 Main St"
→ Use scripts/evaluate_property.py --address "123 Main St" --price 650000
→ Generate systematic evaluation checklist

Build Offer Strategy

User: "Help me make an offer on the house I saw"
→ Use scripts/build_offer.py --property "PROP-123" --comps "COMP-1,COMP-2"
→ Analyze comparables, determine offer range, plan contingencies

Prepare for Inspection

User: "What should I look for during inspection?"
→ Use scripts/prep_inspection.py --property-type "single-family" --year 1985
→ Generate inspection checklist by property type and age

Review Lease

User: "Review this lease agreement"
→ Use scripts/review_lease.py --file "lease.pdf"
→ Identify unusual clauses, flag potential issues

Module Reference

• Affordability Analysis: See references/affordability.md
• Property Evaluation: See references/evaluation.md
• Offer Strategy: See references/offers.md
• Inspection Guide: See references/inspection.md
• Selling Strategy: See references/selling.md
• Lease Review: See references/leases.md
• Closing Process: See references/closing.md

Scripts Reference

| Script | Purpose | |--------|---------| | calculate_affordability.py | Calculate true affordability | | evaluate_property.py | Systematic property evaluation | | build_offer.py | Build offer strategy | | prep_inspection.py | Prepare for inspection | | review_lease.py | Review lease agreements | | track_transaction.py | Track transaction milestones | | compare_properties.py | Compare multiple properties | | analyze_market.py | Analyze local market data |